Transferring Your Super into One Account

If you have more than one super account, you may want to consider combining them into one super fund so you pay only one set of fees and charges and you can keep track of your money more easily.

To check your super accounts and find any lost or ATO-held super, you can register at the ATO for their online services and use SuperSeeker. If you have more than one account and wish to consolidate them, you can also request a transfer from one account to another online.

Before making a decision to transfer your super, the ATO recommends you:

• ask your super fund if there are any fees or charges for, or benefits affected by, rolling your money over to another fund; and
• speak with a qualified financial adviser.

You can transfer or roll over your super at any time, with some limited exceptions. Your old super fund will generally process your transfer request within 3 working days of receiving it and has 30 days to make the transfer which starts once you’ve provided the fund with the information it needs. Once your transfer request is completed, your old super fund will send you a rollover benefits statement. Check that it is correct and retain it for your records.

SuperSeeker will only allow transfers of whole balances of super accounts to another super fund. If you wish to transfer only a part of your super account balance, contact your super fund to find out how.

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